You have just stopped at an ATM to make a withdrawal and are surprised to find that the slot is full of cash. Manna she falling from heaven? A good bargain, you think? How to react ? It would be good to define the correct behavior to follow in this type of particular context. What are your rights and your duties, what should you do or not do? Here is an overview of the different possibilities available so that you can make the best decision.
What reaction to have in front of a distributor full of tickets?
We all dream of stumbling upon a hidden treasure, but finding money on the street is not common. It is true that it can happen to all of us to see a coin on the ground, or even a bill lost in a corner. But it’s pretty rare to find yourself in front of the ATM loaded with uncashed tickets. What is the reflection to have at this moment? Presumably, this money does not belong to you. Should we report him or would it be possible to keep it in his pocket? We are going to illustrate a little more on the subject so that you adopt the best behavior and perhaps even avoid certain legal prejudices.
As you know, millions of people around the world use ATMs every day to withdraw money from their accounts. Logically speaking, when you insert your bank card, you don’t leave until you collect your tickets. Except that sometimes, certain setbacks are out of your control. Indeed, there may be a possible technical problem in the machine, the accountant may take time to withdraw the money, in which case after a few minutes, thinking that the operation has been cancelled, you decide to leave. However, it is highly recommended to wait a little longer, because the dealer may end up releasing this money, which will be debited from his account.
Also read: Until February 25, money will flow for these 3 zodiac signs
From then on, the person who arrives right after you risks finding themselves in front of your tickets. Faced with such a situation, the moral dilemma comes into play: should we keep this money for ourselves or should we notify the bank to return this sum to its rightful owner? Some will be convinced that they are free to get that money back, knowing that they found it on the street and did not steal it. But, beyond the ethical question, legally speaking, you have a duty to return that money to whom it corresponds.
What are the steps to follow in this specific case?
Whether you find tickets or a card at an ATM, they must be returned to their owner. According to the Criminal Code, article 311-1, in force since 1994, establishes that ” YoTheft is the willful removal of another’s property“. And if you don’t know who they are, or the person right in front of you is no longer there, you must immediately hand them over to the bank, which will take care of this follow-up. If the bank is closed at that time, this article specifies that you have 24 hours to deliver this sum to the authorities, in particular the local police or the nearest police station. Therefore, if a person decides to keep the money instead of returning it, in the eyes of the law, he will be committing a crime of embezzlement that will be punished according to the amount found and not returned.
Beware of rigged dealers!
Like any machine, ATMs can break down or malfunction. Most of the time we encounter the problem that the dealer keeps the card or does not issue the money claimed. First of all, you must make sure that you have not made any mistakes during the withdrawal procedure and that you have followed all the steps in force without making any mistakes. If the operation was successful, then the money may be blocked due to mechanical or electronic failure, lack of funds, or even malicious traffic.
You are aware that many criminals often use these counters to rob their victims. This is why, when you make a withdrawal, you have to stay longer to wait for your notes or at least make a complaint to the bank. Because, the ATM may have been tampered with by thieves so that the money is trapped inside and only comes out once after you leave. If the machine is tampered with or you suspect something is wrong, you should immediately notify the bank or contact your local police to report the problem.
If the problem arises due to a technical incident and the tickets do not leave the counter, in this case, the bank will promptly refund the entire amount owed to your account. But, to prove what you are saying, you will necessarily have to write down certain references: exact date and time, location of the counter, your contact details and any other useful information.
How much cash can be deposited in the bank?
There is generally no limit to the amount of money you can deposit into a digital bank or savings account. However, beyond a certain amount, the bank has the right to ask you for proof of funds.
Also read: From today begins a period of prosperity for these signs of the zodiac: they will receive a lot of money
What is the ATM withdrawal limit?
Each bank limits the number of withdrawals authorized per transaction per 7-day period. The maximum withdrawal limit is generally very variable depending on the range of your bank card: thus, classic Visa or MasterCard cards can vary between 300 and 1500 euros per week, while Premium cards (Gold MasterCard) have access to a range between 800 and 2000. euros per week. Be aware, however, that some counters impose maximum limits that must not be exceeded.
ATMs have withdrawal limits to control cash flow and ensure there is enough money available for all customers. These limits also prevent criminals from draining your account if your card is stolen. The exact amount you can withdraw at an ATM depends on the type of card or account you have, the availability of funds in your account, and the amount the ATM can dispense.
Also read: Avoid hiding your money in these places. Thieves know these hiding places very well!
